Wednesday, September 14, 2022

Should you hold off on buying property during the cost of living crisis?

There is no denying 2022’s property market has surprised UK citizens. With the Bank of England Base Rate increasing by 1.5% since December 2022, it’s natural that aspiring homebuyers are having doubts about whether this is a good time to buy?

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Tuesday, July 19, 2022

Key steps to reducing your monthly household bills in 2022

Electricity prices have increased by a whopping 7% this year alone, a number much higher than originally predicted. Alongside rising electricity costs, we are now also paying much more for food, petrol, and common household items due to inflation hitting an all-time high.

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Thursday, July 7, 2022

Bank Statements: 5 things mortgage lenders don’t want to see

There is a multitude of factors that can impact your mortgage application. From your income, which is one of the biggest indicators of how much you can borrow, to your history of borrowing and repaying money or in words your credit score. Things such as your spending habits, savings, and other...

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Monday, June 27, 2022

First time buyer schemes to help you get on the property ladder in 2022

First time buyer schemes, are schemes or programmes implemented by the UK government with the intention of making home ownership more accessible. As house prices rapidly increase, UK citizens are finding it more and more difficult to raise capital for their home deposits. According to an analysis...

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Tuesday, June 14, 2022

How to improve your credit score to get better mortgage deals?

Many eager first time buyers might get a shock when they realise how much of an impact their credit score can truly have on the mortgage deals offered them by lenders, and what role it plays in the mortgage application process.  It is important that everyone, who wants to purchase a property in the...

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Tuesday, June 7, 2022

Best ways to save for your future house deposit

The first step to saving effectively is to look at your net income and outgoing to formulate a budget. Take a good look at your bank statement, and filter out any areas where you believe you may be overspending each month. Have you signed up for some free trials that you have accidentally forgot to...

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