How to Save Money on Monthly Household Bills
Household bills can be a significant expense, and they can have a huge impact on our finances. It's important to understand how to save money on monthly household bills to ensure we have enough money to cover our other financial obligations - like a mortgage. In this article, we'll take a look at...Read More
Questions to ask yourself before buying a home in 2023
Are you thinking about buying a home in 2023? If so, there are a few key things you should ask yourself before making the jump into homeownership. There's no doubt that buying a home is a huge financial decision. Not only do you have to worry about finding the right property and securing a...Read More
6 reasons why you should consider shared ownership
If you feel like buying your own home through the traditional means may not be possible for you in the foreseeable future, don’t fret. Out of the multitude of government schemes designed to help first time buyers get on the property ladder, the shared ownership scheme may be an option for you.Read More
What mortgage fees will you pay as a homeowner?
You may be wondering what are some of the main fees you may be faced with during the house buying process. Of course, moving house and getting settled in can be expensive enough, so it’s good to have a dedicated budget just to that. However, there are a number of legal fees you also have to prepare...Read More
95% Mortgages due to be extended? Here is what you need to know
Last week, Chancellor Kwasi Kwarteng attended a meeting with senior executives of major mortgage lenders where they discussed extending the Mortgage Guarantee Scheme, which gave first-time homebuyers an opportunity to purchase their first property with a 95% loan-to-value ratio.Read More
Should you hold off on buying property during the cost of living crisis?
There is no denying 2022’s property market has surprised UK citizens. With the Bank of England Base Rate increasing by 1.5% since December 2022, it’s natural that aspiring homebuyers are having doubts about whether this is a good time to buy?Read More