Thursday, September 22, 2022

Does an agreement in principle affect your credit score ?

An agreement in principle is a document that states the maximum amount you will be able to borrow from a lender. It can be easily obtained from a mortgage broker, or your chosen lender, either online or face-to-face, by completing a form outlining your earnings, deposit, and other relevant...

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Tuesday, September 20, 2022

How busy Londoners can save £1000’s on their Mortgage payments

Londoners are the most susceptible to the detrimental effects of this cost of living crisis, research from the City Hall has shown. With inflation creeping up past double digits across the UK, those residing in London are likely to feel the pinch more than the rest of the UK with inflation 1.5%...

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Wednesday, September 14, 2022

Should you hold off on buying property during the cost of living crisis?

There is no denying 2022’s property market has surprised UK citizens. With the Bank of England Base Rate increasing by 1.5% since December 2022, it’s natural that aspiring homebuyers are having doubts about whether this is a good time to buy?

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Wednesday, September 7, 2022

Everything you need to know about releasing equity from your home

If you have been paying off your mortgage for a number of  years, or your house has increased in value, you have most likely built up equity in your property. The equity you have in your property can be described as the difference between what you owe on your mortgage and the overall value of your...

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Wednesday, August 24, 2022

Most effective ways to save during the cost of living crisis

Consumers across the UK are likely to start filling a pinch as their budgets tighten due to the cost of living crisis, as inflation rates increase to over 8%, almost 7 % more than what they were just a year ago. Additionally, cost of utilities such as electricity, gas and oil have seen the biggest...

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Tuesday, August 16, 2022

What do increasing mortgage rates mean to the average house owner?

If you are a homeowner or thinking about getting on the property ladder you’ll have heard about the rapid rise in interest rates which crept up during the pandemic. There is a buzz around the world of mortgages that is only getting louder, as both aspiring house buyers and existing ...

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