What are Green Mortgages, and how can they help you save?
An increasing number of lenders are now offering ‘green mortgages - but what are they? And how do they vary from the regular mortgage? What are green mortgages? Green mortgages are on the increase - and rightfully so. Not only do they incentivise making your home ‘greener, they also...Read More
What mortgage fees will you pay as a homeowner?
You may be wondering what are some of the main fees you may be faced with during the house buying process. Of course, moving house and getting settled in can be expensive enough, so it’s good to have a dedicated budget just to that. However, there are a number of legal fees you also have to prepare...Read More
How to get a mortgage with credit card debt
In 2020, it was estimated that over 85% of the UK adult population used some sort of credit, so if you find yourself with some debt lingering on your credit card - you are not the only one.Read More
Top rated tips to make your home more efficient and save £££
Households are facing soaring costs as the energy price cap increases once more this year. The average price of electricity per unit has almost doubled, going up from 28p per kWh to 52p per kWh, further bringing up living costs for UK citizens. As much as we can’t escape the rising costs of gas and...Read More
95% Mortgages due to be extended? Here is what you need to know
Last week, Chancellor Kwasi Kwarteng attended a meeting with senior executives of major mortgage lenders where they discussed extending the Mortgage Guarantee Scheme, which gave first-time homebuyers an opportunity to purchase their first property with a 95% loan-to-value ratio.Read More
12 Surprising ways to reduce your energy use at home
If you are trying to cut down on energy use at home - you’re not the only one. It is estimated that almost 24 million people have attempted to cut their energy use between March and June, according to the latest office for national statistics report. As we’re heading into the cold winter...Read More