Blogs

Wednesday, August 24, 2022

Most effective ways to save during the cost of living crisis

Consumers across the UK are likely to start filling a pinch as their budgets tighten due to the cost of living crisis, as inflation rates increase to over 8%, almost 7 % more than what they were just a year ago. Additionally, cost of utilities such as electricity, gas and oil have seen the biggest...

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Tuesday, August 16, 2022

What do increasing mortgage rates mean to the average house owner?

If you are a homeowner or thinking about getting on the property ladder you’ll have heard about the rapid rise in interest rates which crept up during the pandemic. There is a buzz around the world of mortgages that is only getting louder, as both aspiring house buyers and existing ...

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Friday, August 5, 2022

What does the scrapping of the Mortgage Affordability test mean for first-time buyers

As of the 1st of August 2022, Bank of England have announced that they are scrapping the mortgage affordability test, which was designed to test whether house buyers would still be able to afford their property after an increase in interest rates or changed financial circumstances.

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Wednesday, August 3, 2022

Can I remortgage if I'm self-employed?

Remortgaging when you’re self-employed is not hugely different from a regular remortgage process. Most often, those who are self-employed may find both the initial mortgage and remortgage process slightly more time-consuming, as they are likely to be required to provide more documentation regarding...

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Tuesday, July 19, 2022

How does remortgaging work and how can it help you save?

Remortgaging can be simply described as switching your current mortgage deal to a different one. You may choose to do this in order to change the terms of your mortgage based on your personal needs - thing such as the duration of your mortgage, you monthly repayments, and to switch to another fixed...

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Tuesday, July 19, 2022

Key steps to reducing your monthly household bills in 2022

Electricity prices have increased by a whopping 7% this year alone, a number much higher than originally predicted. Alongside rising electricity costs, we are now also paying much more for food, petrol, and common household items due to inflation hitting an all-time high.

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