Blogs

Monday, March 29, 2021

How do you boost your chances of getting a mortgage?

With over 45% of First Time Buyers having their first mortgage application rejected, how can you boost your chances of approval? The mortgage application process can be difficult to navigate, even for those who aren't buying a home for the first time. A range of factors will influence the chance ...

Read More
Tuesday, March 16, 2021

The 12 Step Process to Buying your First Home in the UK

It's time to buy your first home, but where do you start? In a sea of news around stamp duty holidays and 95% mortgages, as a first-time buyer where do you start? Knowing the rough outline of how the process works though will make the ride much smoother. We've broken ...

Read More
Thursday, March 11, 2021

Can you get a mortgage with bad credit?

So you've checked your credit file and found out you have made a couple of 'whoopsies' over the years are now coming back from the depth of your credit history to haunt your first-time buyer dreams! But is it still possible? Can you get a mortgage with bad credit? Having a history of bad credit can...

Read More
Wednesday, March 3, 2021

Stamp duty holiday help extended until September in today’s Budget announcement!

The Stamp Duty Holiday will finish at the end of June, with a fade-out scheme to run until the end of September. We've broken it down into what you'll pay during which months! Find out more...

Read More
Wednesday, March 3, 2021

What does the new 5% deposit mortgage guarantee means for you?

It's official! Mr. Sunak has confirmed that the Government will guarantee loans to buyers (that's right, not only first-time buyers!) worth 95% of the purchase price on properties valued at up to £600,000! How will the new 95% Mortgage Guarantee Scheme work?

Read More
Thursday, February 25, 2021

Stamp duty holiday ‘to be extended until June 2021', but what does it mean for home buyers and sellers?

Chancellor Rishi Sunak will be moving the much-debated Stamp Duty Holiday deadline from 31 March to the end of June, as part of his Budget plans next week! But what is the Stamp Duty, what is the Stamp Duty Holiday, and how does the extension affect home buyers and home sellers?

Read More