Wednesday, November 18, 2020

Help To Buy Scheme Launches for First Time Buyers - What you need to know

The government has just opened a NEW Help To Buy Scheme for First Time Buyers! Yes, you did read that correctly! The New “Help To Buy: Equity Loan (2021-2023)” scheme opens for applications December 16th 2020. The much anticipated scheme has arrived at a great moment. Now more than ever, ...

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Thursday, October 22, 2020

Top Tips for Getting a Good Mortgage Deal as a First Time Buyer

Being a first time buyer is daunting. Not only do you have to learn all about mortgages, how they work and all the complicated language that they involve, you’re also now wondering: How do I get a good mortgage deal? Here are some of our top tips to helping you ...

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Tuesday, October 6, 2020

What is a Mortgage In Principle (MIP) and how long does it last?

A Mortgage In Principle (MIP) also called an Agreement in Principle (AIP), is a certificate or statement from a lender to say that 'in principle' they would lend you a certain amount for a mortgage. You don't necessarily have to get a Mortgage in Principle unless you're buying in Scotland, but it...

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Wednesday, September 30, 2020

Why Saving for your First Mortgage Deposit Doesn't Have to Completely Suck

Saving for your first mortgage deposit can seem intimidating... hey, aren't most 'first times'? Don't panic. Saving doesn't have to completely suck, you'll not have to sacrifice all the fun stuff. We're here to help guide you.

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Wednesday, September 2, 2020

What is a Mortgage Guarantor? FAQs

A Mortgage Guarantor is a person that can help you get approved by your Mortgage Lender/Broker. In some cases like my own, First Time Buyers can struggle to get approved for their mortgage if they have a ...

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Friday, August 21, 2020

How to talk to The Bank of Mum and Dad about Borrowing a Mortgage Deposit

So you’re hoping to borrow a deposit for your new house from The Bank of Mum and Dad … Welcome to The Club! Sometimes this talk can feel just as awkward as THAT TALK if you're not fully prepared...

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