Tuesday, October 6, 2020

What is a Mortgage In Principle (MIP) and how long does it last?

A Mortgage In Principle (MIP) also called an Agreement in Principle (AIP), is a certificate or statement from a lender to say that 'in principle' they would lend you a certain amount for a mortgage. You don't necessarily have to get a Mortgage in Principle unless you're buying in Scotland, but it...

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Wednesday, September 30, 2020

Why Saving for your First Mortgage Deposit Doesn't Have to Completely Suck

Saving for your first mortgage deposit can seem intimidating... hey, aren't most 'first times'? Don't panic. Saving doesn't have to completely suck, you'll not have to sacrifice all the fun stuff. We're here to help guide you.

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Wednesday, September 2, 2020

What is a Mortgage Guarantor? FAQs

A Mortgage Guarantor is a person that can help you get approved by your Mortgage Lender/Broker. In some cases like my own, First Time Buyers can struggle to get approved for their mortgage if they have a ...

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Friday, August 21, 2020

How to talk to The Bank of Mum and Dad about Borrowing a Mortgage Deposit

So you’re hoping to borrow a deposit for your new house from The Bank of Mum and Dad … Welcome to The Club! Sometimes this talk can feel just as awkward as THAT TALK if you're not fully prepared...

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Wednesday, August 19, 2020

7 Ways Parents Can Help With a Mortgage; Deposits, Advice and More

7 Ways Parents Can Help With a Mortgage; Deposits, Advice and More Thinking about asking your parents for help with your first time mortgage? Don’t worry you’re not the only one! There are several ways parents can help you buy your first home, like when it comes to mortgage deposits, ...

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Monday, July 27, 2020

FAQs That Brokers Hear Most Often about Remortgaging

Remortgaging is switching your existing mortgage to a new deal, either with your existing lender or a different provider. You're not moving house, or selling and the new mortgage is still secured against the same property. Sometimes property owners choose to do this to release some money.

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